Important Privacy Notice

Dear Policyholder,

We appreciate the trust you place in us when you provide us with the personal information we need when you purchase insurance from us. We take our obligation to protect your information seriously. This notice provides you with an explanation of where we get information about you when we write your insurance policies and to whom we disclose that information.

In the course of issuing or processing a policy or handling a claim we may collect information about you from:

• The insurance application or other forms (for example, your name, address, date of birth, social security number).
• Your transactions with us (such as payment and claims history);
• Consumer reporting agencies (such as credit or previous claims history);
• Your insurance agent (such as updated information pertinent to your account or information about your policies with other insurers);
• Government Agencies (such as county recorders office, or the Department of Motor Vehicles for your driving record).

In addition, if you make a claim for medical payments, we may request information pertaining to your medical history and treatment.

We treat your personal information with respect and concern for your privacy. We do not sell any of your personal information to any third. We maintain physical, electronic, and /or procedural safeguards to guard the information we obtain from you. In the course of our normal insurance business transactions, we may disclose some information about you to non-affiliated third parties, but only as permitted by law.

Examples of some organization to whom we might give information are:

• Independent claims adjusters, appraisers, or attorneys who need the information to handle your claims
• Your insurance agent, to allow for servicing of your policy
• Insurance rating organizations that require information for actuarial purposes
• Law enforcement or other governmental agencies in response to a subpoena or threat of one, or in connection with suspected fraudulent claims.
• Our affiliated companies

If your have questions about this privacy notice, please feel free to write to us with any questions you might have.