Services/Farm Coverage

Spring Valley is a primarily rural area and Spring Valley Mutual Insurance is proud to offer extensive coverage to those who live in rural areas across the entire state of Minnesota. The sampling of products available for farm coverage include:

• Home
  Make sure the property is covered at TODAY's value. The loss of one's home is far more traumatic than can be described. Many people got their insurance when they moved in and haven't adjusted it to today's value.
  
  This insurance gives you coverage on your home and its contents.
  
  
• Personal Property
  You have purchased and invested and created items specific for your home and your personality. It doesn't make sense to tuck them away and never enjoy them just because something might happen to them. I doesn't make sense not to protect them. Consider what coverage is needed for your personal and prized possessions.
  
  
• Farm Service Buildings
  Rome wasn't built in a day and I doubt the service building(s) was either. So, protect it accordingly and insure yourself some peace and mind from unpredictable catastrophes.
  
  
• Blanket Coverage
  Farms are usually full of valuables. Whether just valuable to you or so valuable you have a threat of burglary, you can select a single dollar amount to cover your livestock, machinery, grain and other farm personal property.
  
  
  
• Livestock
  Most with livestock have them as their primary means of income. A pretty important investment and one worth protecting at the highest level. Insure livestock against drowning, animal attack, building collapse and other accidental losses.
  
  
  
• Farm Liability
  There is a liability that comes along with having a farm simply because there are many ways to accidentally get hurt. There is coverage for public liability, damage to property of others, medical payments to public and farm employees and employer's liability.
  
  
• Special Property
  Just ask. If it's unique and special to you, it's worth covering. We will help create a policy for that.